Keeping your workforce fit and well is good for you and your businesses. However, as many people are aware, the NHS is battling to meet the growing demand for their services.
Recent Government statistics show that a record 7.7 million people – about 1 in 7 – are waiting for NHS treatment. Furthermore, in 2022 alone, the average number of sick days taken per worker in the UK was 5.7 days, compared to 4.6 days in 2021. In light of the latest waiting list statistics, the number of days absence from the workplace is likely to grow further as people wait even longer for their diagnosis or date for their operation.
This is likely to have a negative impact on your business so now could be the right time to consider taking out Private Medical Insurance, to give you greater control of your employees wellbeing and health care.
By taking out Private Medical Insurance, you can beat the waiting lists and access treatment much quicker than you would on the NHS. This includes diagnosis and aftercare if you need it. Some providers also offer access to physiotherapists and mental health services, without needing to wait for a referral from a GP.
With Private Medical Insurance, benefits can include:
- Beat the waiting lists
- Covers diagnostic tests, including MRI and CT scans
- Surgery
- 24/7 digital GP consultations
- In-patient and day-patient fees are covered
- Choice of specialist and hospital
- Access to the latest licensed treatments that are not always available on the NHS
- Optional Second Opinion Service
- Optional outpatient fees
- Optional mental health treatment options
- Optional complementary therapies
- Optional parent accommodation
Most Private Medical Insurance policies offer similar cover, with some offering additional optional benefits should you want to include them. When choosing the cover for you, consider what’s important to you. If you’re keen to include some of the optional cover variables, you need to pick a provider that offers what you need.
If you’re looking to arrange a group plan for a business, a bespoke approach is required. To ensure the policy is right for you and your employees, your policy will need to take into account the number of employees, the benefits required and how much flexibility is required.
Pollensa Insurance Services are here to help you find the right Policy for you and your business. To find out more contact us on enquiries@pollensa-insurance.co.uk or call us on 01778 303 111.
